Generally, we shall protect and keep confidential your personal data. We will disclose your personal data only with your consent and for purposes that you have been informed about.
However, subject to applicable laws, we may disclose your personal data for the purposes set out above to parties such as those described below:
- our group companies including Eurofin Investments Pte Ltd, EFA Merchant Finance S.A., EFA RET Management Pte Ltd] and any of their subsidiaries, parent companies, affiliates, associated entities and any of their branches and offices
which may also include entities and activities overseas;
- banks, financial institutions, credit card companies and their respective service providers;
- companies providing services relating to insurance and/or reinsurance to us, and associations of insurance companies;
- agents, contractors or third party service providers who provide services to us such as telecommunications, information technology, payment, data processing, storage and archival;
- our professional advisers such as our auditors and lawyers; and
- regulators and authorities.
When we disclose your personal data to third parties, we will ensure that they are contractually bound to protect your personal data in accordance with applicable laws and regulations, save in cases where your personal data is shared
with governmental agencies and regulators, or where your personal data is publicly available, or where use/disclosure of your personal data is otherwise legally mandated and exempted.
If your personal data has to be transferred overseas, we will, where legally required, inform you of the extent to which your personal data will be protected, in the foreign jurisdiction(s) to which it will be transferred.